HMO Insurance in Nigeria

HMO Insurance: Definition and Functions
August 24, 2016
HMOs in Nigeria, The Good and the Bad.
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HMO Insurance in Nigeria

HMO in Nigeria
The rise of Health Maintenance Organizations HMO has picked up pace dramatically over the past few

years. This is truer for Africa than in any other region. One African country that has benefited most

from this increasing trend is Nigeria.

A health maintenance organization (HMO) is generally a private or public incorporated entity registered

by the National Health Insurance Scheme (NHIS) basically for the function of controlling the provision of

health care services through health care facilities authorized by the scheme.

As of 2014, there were seventy seven accredited and approved health maintenance organizations

(HMOs) present in Nigeria. Quite a few of them offer trustworthy and quality medical care at low and

affordable prices and in a timely manner.

Reasons for Increase in Use

The health hazards in Nigeria are simply too many to count. Citizens of the African country have to

encounter deadly and fatal diseases on a constantly daily basis.

To counter this problematic daily routine, more and more residents have adopted the purchase or use

of HMO insurance plans. These plans cover health and medical costs of the policy holders and provide

numerous benefits.

HMO’s provide a wide range of specialists in their insurance plans. These specialists range from eye

specialists to heart and brain specialists.

This wide range of diversity has allowed patients to cure their illnesses and complication effectively and

efficiently while foregoing the slightly more expensive traditional health care.

HMO in Major Cities of Nigeria

HMO in Lagos, HMO in Abuja, and HMO in Ibadan are now common. This was not true some 20 years

ago. The following list displays some of the HMO’s in major cities of Nigeria.

HMO in Lagos: Lagos is the largest city not just in Nigeria but also the whole of Africa. It

is one of the fastest growing cities in the world. Lagos is host to many HMO’s which include Hygeia HMO

Limited, Total Health Trust Limited, and also Clearline International Limited.

HMO in Abuja: Abuja is the capital of Nigeria and has a high demand for health maintenance

facilities in the country. The top HMO’s in Abuja include Healthcare International Limited, Medi

Plan Health Care Limited, and Multi Shield Nigeria Limited.

HMO in Ibadan: Ibadan is the country’s largest city in terms of geographical area. It has a

population of more than 3 million. The best HMO’s in Ibadan are Premier Medicaid Limited,

Princeton Health Group, and ALLIED HMO Limited.

To conclude, HMO presence in Nigeria has experienced high growth rates which make medical and

health options better for the citizens. The top cities of the country have the best HMO’s which provide

top health insurance.

According to the announcement by the CEO of the NHIS on 19 th  June 2014, plans have been made and

programs designed to improve healthcare technology where about 20 million Nigerians can pay for their

healthcare services through mobile phones.

Plans have also been concluded for digital management to take care of primary school children and all

pregnant women and children in 2015.

You can also check out Top 20 Health Insurance Companies in Nigeria